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THIS WEBSITE IS OWNED BY CLEARING & PAYMENT SERVICES PTE LTD (HEREINAFTER REFERRED TO AS "CAPS"). YOUR ACCESS AND USE IN ANY WAY OF THIS WEBSITE AND ALL PAGES CONTAINED HEREIN INCLUDING BUT NOT LIMITED TO THE MATERIALS, INFORMATION, TEXT, IMAGES, LINKS, SOUNDS, GRAPHICS AND VIDEO SEQUENCES DISPLAYED HEREIN (THE "CONTENT" OR "CONTENTS) IS CONDITIONED UPON AND SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS OF USE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DISCONTINUE YOUR ACCESS IMMEDIATELY.

Intellectual Property and other Proprietary Rights

This Website and the Contents are protected by copyright, trademark and other forms of intellectual property, industrial and proprietary rights. All rights, title and interest in and to this Website and the Contents are owned, licensed to or controlled by the CAPS. No part or parts thereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked or transmitted in any manner or by any means or stored in any information retrieval system without the prior written permission of CAPS or other copyright owner

CLEARING & PAYMENT SERVICES is trademark and service marks belonging exclusively to Clearing and Payment Services Pte Ltd. All other trademarks, trade names, service marks, product names and logos contained herein are used in an editorial fashion only, and to the benefit of their respective proprietors, with no intention of trademark infringement. No right or licence is given to any party accessing this Website to download, reproduce or use any such trade marks or service marks, unless the use of such trade marks or service marks is approved in writing by the relevant proprietor. For the avoidance of doubt, nothing on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Website, without the written permission of CAPS or the proprietor of the relevant trade mark.

Contents Except as otherwise indicated with respect to a particular portion, file, or document provided on this Website, you may view and print only one copy of the Contents for your own personal, noncommercial use, provided that you do not modify the Content or any part thereof and that you retain all copyright and other proprietary notices contained in the Content. You shall not copy, store, either in hardcopy or in an electronic retrieval system, transmit, transfer, perform, broadcast, publish, reproduce, create a derivative work from, display, distribute, sell, license, rent, lease or otherwise transfer or transmit in any manner, without the prior written permission of CAPS or other copyright owner, any of the Contents or part thereof to any third person whether for direct commercial or monetary gain or otherwise without the prior written permission of CAPS.

Any rights not expressly granted herein are reserved.

Member's Access to non-public areas

You may gain access to non-public areas of this Website only if you are a person who has been provided by CAPS with (a) a login identification number(s) ("UserID") and (b) a personal identification number(s), password(s), symbol(s) or code(s) ("Password") and if such UserID and Password remain valid ("Member"). CAPS may at any time in its sole and absolute discretion forthwith invalidate the UserID and/or Password without assigning any reason therefor, without prior notice and shall not be liable or responsible for any loss or damage suffered by or caused by you, or arising out of or in connection with or by reason of such invalidation. You are solely responsible for retaining the confidentiality of your UserID and Password and shall not at any time disclose your UserID or Password to any other party. All communications transmitted to CAPS using your UserID and/or Password shall be deemed to be use or access of this Website by you or with your authority. If you believe that the security of your UserID and/or Password has been compromised, you shall forthwith notify CAPS and obtain a new UserID and/or Password. You will remain liable for any unauthorised use of your UserID and/or Password until such notification is received.

Disclaimers

The Contents contained in this Website are of a general nature which have not been verified, considered or assessed by CAPS in relation to the making of any specific investment, business or commercial decision. You should not rely upon the Contents to make any specific investment, business, financial or commercial decision. You should make your own inquiries and seek independent advice from relevant industry professionals and obtain verification of the information and data contained in such Contents, before acting or relying on any such information or data contained in the Contents.

DUE TO THE INHERENT DEFECTS OF ELECTRONIC DISTRIBUTION, THERE MAY BE DELAYS, OMISSIONS, OR INACCURACIES IN THE CONTENTS, AND ALTHOUGH CAPS ENDEAVOURS TO ENSURE THAT THE CONTENTS ARE ACCURATE, CORRECT OR HAVE BEEN OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE, THEY ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND. CAPS DOES NOT MAKE ANY REPRESENTATIONS AND HEREBY DISCLAIMS WITH RESPECT TO THIS WEBSITE AND THE CONTENTS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES OF ANY KIND TO YOU OR ANY THIRD PARTY, INCLUDING, BUT NOT LIMITED TO, REPRESENTATIONS AND WARRANTIES REGARDING (i) ACCURACY, TIMELINESS, COMPLETENESS OR CURRENTNESS OF CONTENTS CONTAINED IN THIS WEBSITE, (ii) WARRANTY OF TITLE OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY, SATISFACTORY QUALITY OR FITNESS FOR ANY PARTICULAR PURPOSE, (iii) UNINTERRUPTED ACCESS AND FREEDOM FROM ERRORS, COMPUTER VIRUS OR OTHER MALICIOUS, DESTRUCTIVE OR CORRUPTING CODE, AGENT, PROGRAM OR MACROS OR THAT ANY IDENTIFIED DEFECT WILL BE CORRECTED. CAPS ASSUMES NO RESPONSIBILITY AND ACCEPTS NO LIABILITY FOR THE CONSEQUENCES OF ANY ERRORS OR OMISSIONS.

Limitation of Liability

IN NO EVENT SHALL CAPS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES, LOSS, EXPENSES OR CLAIMS ARISING OUT OF OR RELATING TO THIS WEB SITE OR ANY CONTENT THEREOF, INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGE OR ECONOMIC LOSS ARISING FROM OR IN CONNECTION WITH:

1. ANY ACCESS, USE OR THE INABILITY TO ACCESS OR USE THIS WEB SITE AND/OR ITS CONTENTS;
2. ANY SYSTEM, SERVER OR CONNECTION FAILURE, ERROR, OMISSION, INTERRUPTION, DELAY IN TRANSMISSION, OR COMPUTER VIRUS;
3. ANY USE OF OR ACCESS TO ANY OTHER WEBSITE LINKED TO THIS WEBSITE; OR
4. ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON SUCH CONTENT ,

EVEN IF CAPS OR ITS AGENTS OR EMPLOYEES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES AND/OR EXPENSES. ANY HYPERLINKS TO ANY OTHER WEBSITES ARE NOT AN ENDORSEMENT OR VERIFICATION OF SUCH WEBSITES AND SUCH WEBSITES SHOULD ONLY BE ACCESSED AT YOUR OWN RISK. THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.

Use of Links

Please note that links from this Website are provided for your convenience only and may not remain current or be maintained. Should you leave this Web Site via a link contained herein, the content that you view therein is not provided by CAPS. CAPS is not responsible for, nor has it developed or reviewed, the content at those sites. CAPS makes no guarantees, representations or warranties as to, and shall have no liability for, any content at those Websites, including, without limitation, the accuracy, subject matter, quality or timeliness of such content or the consequences of accessing any linked Website. CAPS prohibits caching, hypertext links to this Website and the framing of any Content. CAPS reserves the right to disable any unauthorized links or frames and disclaims any responsibility for the content available on any other site reached by links to or from this Website.

Such links from this Website should not be construed as an endorsement or verification of the linked Websites, nor is it an approval or recommendation by CAPS of the owners or operators of such linked Websites, or of any information, graphics, materials, products or services referred to or contained on those linked Websites. Please note that your access to or use of such linked Websites is entirely at your own risk.

Changes to the Contents and the Terms and Conditions of Use

CAPS may from time to time, in its absolute discretion and without giving any reason or prior notice, upgrade, modify, alter, suspend, discontinue the provision of or remove, whether in whole or in part, the Contents and shall not be liable if any such upgrade, modification, suspension or alteration prevents you from accessing this WebSite or the Contents or any part or feature thereof.

CAPS reserves the right to amend, modify or revise any of these Terms and Conditions of Use at any time and your continued access to and use of this Website and the Contents or any part thereof after the posting of amendments, modifications or revision to these Terms and Conditions of Use shall constitute an affirmative:- (1) acknowledgement by you of these Terms and Conditions of Use and its amendments; and (2) agreement by you to abide and be bound by these Terms and Conditions of Use and its amendments.

Violations of Terms

CAPS reserves the right, at its sole discretion, to seek all remedies available at law and in equity, including the right to block access from a particular Internet address to our Website, if CAPS believes that you have violated or acted inconsistently with any of these Terms and Conditions of Use.

General

If CAPS waives any of its rights available under these Terms and Conditions of Use on one occasion, this does not mean that those rights will automatically be waived on any other occasion.

If any of these Terms and Conditions of Use are held to be invalid, unenforceable or illegal for any reason, the remaining Terms and Conditions of Use shall nevertheless continue in full force.

Governing law

By accessing this Website, you agree that your access to or use of this Website as well as the above Terms and Conditions of Use shall be governed by and construed in accordance with Singapore law (including without limitation, the provisions of the Evidence Act (Cap. 97) and the Electronic Transactions Act (Cap. 88)), and you agree to submit to the non-exclusive jurisdiction of the Singapore courts. These Terms and Conditions of Use constitute the entire agreement between us relating to your access or use of this Website and may not be modified unless CAPS specifically agrees in writing.